1. Dental Insurance
- Usually high premiums
- Requires waiting periods
- Requires filling out claim forms
- Normally won't include dental specialties
- Normally requires a deductible
- May require a refferal to see a specialist
- Typically inaccessilble to individuals and families unless provided by their employers
2. Dental Plans
- Low premiums~ very affordable
- No waiting periods~ can be effective next business day
- No claims forms and tiresome paperwork involved. Members present their membership card and instantly receive discounts at the dentist
- Select plans include huge discounts on dental specialties including Cosmetic dentistry and Othodontia
- No deductables, no annual maximums
- No health restrictions
- No referral required to see a specialist
- Available directly to individuals, families, groups and businesses
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